Dual-Income No Kids Life Insurance Calculator
Dual-income-no-kids life insurance calculator — estimate coverage for you and your partner, free.
Private — runs in your browser, nothing uploadedTry: Annual income=140000, Income multiple=12, Mortgage balance=350000, Other debt=20000, Education reserve=0, Existing assets=80000, Existing life insurance=100000 → $1,680,000, $350,000, $20,000, $0, -$80,000, -$100,000, $1,870,000
How to use
This preset models a dual-income household with a mortgage and no education costs yet. Adjust above as plans change.
FAQ
Do child-free couples need life insurance?
Often yes — a mortgage and shared living costs still leave a gap if one income disappears. Future plans may add education costs.
Why subtract existing insurance?
If you already hold policies, the calculator nets them out so you see only the remaining gap.